Best App for Financial Coaches in 2026 (10 Compared)

The best app for financial coaches is the one your clients actually open on a Tuesday night when they are standing in a grocery aisle, deciding whether a purchase fits the plan. Money coaching works between sessions: logging spending, keeping a no-spend streak, finishing a short lesson on sinking funds, checking in after payday. So the real question is not which tool has the longest feature list for you, but which app gives your clients one place on their phone for habits, check-ins, lessons, messages and progress, while your back office sees all of it.

Our pick is Coachful's client app. Clients install it on iPhone or Android, sign in, and see your branding inside the Coachful app: their program, daily tasks, morning and evening check-ins, goals with progress bars, courses, community and direct messages with you. On your side, the same account runs booking, payments, agreements, your website and email. We make Coachful, so weigh that, and read the nine alternatives below with the trade-offs stated plainly. If you want the coach-side comparison instead, read our guide to the best software for financial coaches; this article is about what your clients hold in their hand.

What does a financial coaching client do in an app each week?

A money coaching client uses an app for small, repeated actions: tracking a habit, answering a check-in, reading a lesson and sending a quick question. The sessions set direction; the app carries the week.

A typical week for a client working on debt payoff or a first budget looks like this:

• Daily: tick off a habit such as "log every purchase" or "check balances before spending", and answer a two-question morning or evening check-in about spending urges and mood.
• Two or three times a week: open the next lesson in a program (needs versus wants, building a sinking fund, reading a credit report), and do the worksheet that goes with it.
• Weekly: review the week's goal, see the progress bar move toward an emergency-fund milestone, and post a win or a question in the group.
• As needed: message the coach before a big decision, book or move a session, pay an invoice or the next installment of a payment plan.

That rhythm explains the ranking. An app that only books calls covers one line of that list. An app built for communities covers the group post but not the private habit. A financial coaching client needs the private and the shared side in one place, and the coach needs to see who has gone quiet before a missed payment plan turns into a lost client.

One scope note before the tools. Financial coaching is behavior and education work: budgets, habits, money conversations, goals. It is not investment, tax or legal advice. If a client needs a recommendation on securities, retirement accounts or a tax position, refer them to a licensed professional; the SEC's guide to working with an investment professional explains how to check credentials. Where rules vary by country or state, check with an accountant or attorney. Our piece on financial conflicts of interest in coaching covers where the line sits when clients ask for product picks.

What does each stage of the client journey need from an app?

Each stage needs something different: attract needs a page and a free resource, enroll needs booking, an agreement and payment, deliver needs habits, lessons and messages, and retain needs progress the client can see plus a reason to renew.

Attract. The prospect is not in your app yet. They find a website, a budgeting checklist or a free challenge. What matters for the app is that the free resource lands them in the same place they will later be coached, rather than in a separate email tool. See how a financial coach website earns trust before the call.

Enroll. Discovery call booked, intake questions answered (income range, debts, the goal in their own words), coaching agreement signed, first payment taken. Money clients notice friction here more than most, because paying for help with money already feels uncomfortable. Fewer logins means fewer drop-offs.

Deliver. This is the app's main job: the program week, daily habits, check-ins, lessons, worksheets, direct messages and a group if you run cohorts.

Retain. Clients renew when they can see change: a streak, a goal bar that moved, notes from past sessions. Coaches keep clients when they spot a quiet week early and reach out.

Our criteria, in one line: we rank by how much of the client journey happens in one client app with one coach login, how well it supports between-session delivery, the total monthly cost of the stack you need around it, and the setup effort (where Coachful's free white-glove build counts in its favour).

Vendor facts below are as listed in October 2026 on each vendor's own pages. Where we could not confirm an app detail, we say so rather than guess.

1. Coachful: why is it the best client app for money coaching?

Coachful puts the whole between-session week in one client app: the program, daily habits, check-ins, lessons, messages and the group, with the coach's branding on every screen. It ranks first because the client never needs a second login and the coach sees every habit and check-in on the client record.

What Coachful is, in short. Coachful is a coaching platform. One subscription covers booking, payments, contracts, program delivery with habits and check-ins, courses, a community, a website with funnels and email, and an AI assistant, with one login for the coach and one branded app for the client. It suits coaches who deliver programs rather than one-off sessions, solo coaches growing into a small team, and coaches replacing four to six tools. It is not HIPAA-certified, has no PayPal and no permanent free plan, and does not connect to bank accounts or budgeting apps. To start, take a free trial and ask the team to build your setup for you. Current plans: Lite: $29/month for up to 5 clients; Solo: $49/month for up to 20 clients; Pro: $99/month with unlimited clients; Studio: $199/month with unlimited clients.

What clients see on their phone. Clients install the Coachful app from the App Store or Google Play and sign in to your space. It carries your branding inside the Coachful app; it is not a separate listing under your own name in the stores. Inside, a client finds:

• The program. Multi-week programs with weekly goals and daily tasks. A 12-week "Debt-Free Foundations" program can open with a spending audit in week one, a written budget in week two, and a debt payoff order in week three.
• Habits and streaks. "Log every purchase", "No-spend weekday" or "Check balances before buying" tracked daily, with streaks clients can see.
• Morning and evening check-ins. A short morning prompt ("What is one money decision you will face today?") and an evening one ("Did you stick to today's plan? What made it easy or hard?").
• Goals with progress bars. An emergency-fund milestone or a "first card paid off" goal that fills as linked tasks and habits get done.
• Courses, downloads and worksheets. Modules and lessons with drip and completion tracking, plus PDFs such as a sinking-fund planner.
• Community and messages. A community feed, group chat and direct messages with you. When a client enrolls in a cohort program, Coachful creates the cohort group automatically.
• Sessions. Booking, rescheduling, video links, notes from past sessions and paying invoices or payment-plan installments.

What you see behind it. Every check-in and habit lands on the client record next to goals, notes, intake answers, tags, payments and sessions, with an AI briefing per client and a status of thriving, active, quiet or at risk. For a money coach, "quiet" is the early warning: a client who stopped logging purchases usually stopped looking at their account. You can see it and reach out before the next session.

Here is a short walkthrough of how check-ins are built and what clients answer:

The back office that feeds the app. Booking pages with availability rules, buffers, minimum notice and time-zone detection; two-way Google, Apple/iCloud and Outlook sync; built-in video or auto-created Zoom, Meet and Teams links; email reminders, plus SMS 24 hours before and WhatsApp one hour before once messaging is enabled. Payments run through your own Stripe Connect or Razorpay account with one-time payments, subscriptions, payment plans, coupons, Apple Pay and Google Pay. Coachful takes a 0% platform fee (since August 2026), so you pay only Stripe or Razorpay processing. Coaching agreements with e-signature go out before the first call and are stored on the client record. Payment plans matter in this niche: many money clients would rather pay a program in installments than in one lump sum.

Between sessions, beyond you. You can set up an AI Coach, an AI version of you that selected clients can chat with between sessions, configured by you. Michelle, the built-in AI assistant, works from your live practice data: she can draft a program outline, write a follow-up email, summarize a recorded session and brief you before a call. Questions and planning are included in your Coachful membership; confirmed builds and changes use AI credits.

Why Coachful stands out: a free white-glove service. On every plan, you can open Create > We'll build it for you · FREE, describe what you want, attach up to 8 reference links and up to 10 files, and the Coachful team builds it inside your account, usually within about 24 hours. For a financial coach, that could be the 12-week program with its habits and check-ins, a free "30-day spending reset" funnel, a website or an email sequence. One recent anonymized build: a real-estate and money coach got a year-long cohort program with an application form, an eight-page site and a free nine-day bootcamp funnel. Nothing is invented: no fake credentials, testimonials or prices, and gaps are left for you to fill. It does not include recording videos, logo design or ad management. More in how the free white-glove service works.

Where it falls short. The client app is the Coachful app with your branding, not your own App Store listing. There is no bank or budgeting-app sync, so clients log numbers themselves or you ask for them in a check-in. No PayPal. No Salesforce or HubSpot integration, which matters only if you sell into larger firms with their own CRM. If you want the niche view of the platform, see Coachful for financial coaches.

2. Mighty Networks: is a community app enough for money coaching?

Mighty Networks is a strong client app if your offer is mostly a group: a money circle, a membership with monthly challenges, live Q&As. It is weak on the private side of coaching, because it has no per-client habits, check-ins or private coaching plans.

Members join through Mighty-branded apps, and the platform combines community, courses, events and livestreams. That fits a coach running a "Money Reset Club" with a weekly live session and a course library. Your own branded app in the stores is only on Mighty Pro, which is custom-priced.

The gaps show up as soon as one client needs individual attention. There is no 1:1 scheduling, invoicing or contracts, so you would add a booking tool and a payment tool, and your clients would juggle two or three logins. There is no private habit tracker for "log every purchase", and no morning check-in only you can read.

Pricing as listed in October 2026: Launch is $95/month ($79/month billed annually), with 3 hosts, 200 GB storage and 20 hours of livestream a month. Scale is $215/month ($179/month annually). Mighty takes a platform fee on sales of 2% on Launch, 1% on Scale and 0.5% on Growth and Mighty Pro, plus Stripe processing. The free trial runs 14 days with no card required. Public Trustpilot rating: 3.3 from 219 reviews.

Pick it over Coachful if your business is a paid community first and individual coaching is rare, and you want livestreams for large audiences built in.

3. Circle: how does Circle's member app compare for coaching clients?

Circle gives clients a well-organized community with courses, events and live streams, and it suits a cohort-based money course. Like Mighty Networks, it has no per-client habits, check-ins or coaching plans, and no 1:1 scheduling or client management back office.

For a financial coach, Circle works best as the classroom and the group: spaces for each cohort, a course on building a first budget, monthly events. Branded mobile apps come only with the custom-priced Circle Plus plan, so on the lower plans clients use Circle's standard experience rather than an app with your name on it.

The coaching side has to live elsewhere. Booking calls, sending agreements and taking payment-plan installments mean another tool, and the client's private progress, such as whether they kept their no-spend streak, is not something Circle tracks per client.

Pricing as listed in October 2026: Professional is $89/month billed annually, with 3 admins and 10 moderators. Business is $199/month annually, Scale $419/month annually. Circle adds a fee on payments of 2% on Professional, 1% on Business and Scale, and 0.5% on Circle Plus, plus Stripe processing. A 14-day free trial is available on Professional, Business and Scale with no card. Public Trustpilot rating: 4.1 from 129 reviews.

Pick it over Coachful if you run large cohorts where discussion spaces and moderation tools matter more than any one client's daily habits.

4. Kajabi: does a course platform work as a client app?

Kajabi works as a client app if your financial coaching is mostly a course with a community, such as a self-paced "budgeting bootcamp". It has no habit tracking or daily client check-ins; coaching in Kajabi is a product or a community, not a per-client plan.

Kajabi is strong on the attract stage: website, funnels and email marketing in one place. A money coach selling a course to a large email list gets real value there. For the deliver stage, clients consume lessons and join a community, but there is nowhere for them to log a daily habit or answer a private evening check-in, and you cannot see a per-client status like "quiet" or "at risk". We did not verify the details of Kajabi's mobile app for this article, so check the current app store listing before you promise clients a phone experience.

Cost is the other consideration. The entry plan caps you at 5 products and 2,500 contacts and includes 0 AI credits.

Pricing as listed in October 2026: Basic is $179/month ($143/month annually), Growth $249/month ($199/month annually), Pro $499/month ($399/month annually). Kajabi Payments in the US costs 2.9% + $0.30 on Basic, falling to 2.7% + $0.30 on Pro; using another processor (excluding PayPal) adds a Kajabi fee of 2% on Basic, 1% on Growth or 0.5% on Pro. The standard trial is 14 days. Public Trustpilot rating: 3.4 from 2,347 reviews.

Pick it over Coachful if most of your revenue comes from a self-paced course sold to a large audience and you rarely coach clients one to one.

5. Practice Better: a practitioner portal for money clients?

Practice Better gives clients a portal for booking, programs and billing, and it is the closest direct substitute in this list. It was built for wellness and nutrition practitioners, so its charting and telehealth features carry less weight for money coaching than for clinical work.

Clients can book, pay, follow programs and use a client portal; we cover what clients get on their phones in our Practice Better app breakdown. For a financial coach, the portal handles the enroll and deliver stages reasonably, but evergreen programs, portal branding, a custom URL and SMS only start on the Plus plan. There is no website builder or funnel pages, so the attract stage needs another tool, and one practitioner per account applies below the Team plan.

Pricing as listed in October 2026: Sprout is free for 3 clients. Starter is $35/month ($25/month annually) for 10 clients, Professional $69/month ($59/month annually) for 300 clients, and Plus $99/month ($89/month annually) for unlimited clients. Team is $155/month ($145/month annually) for 2 practitioners. The free trial is 30 days on Team and 14 days on other paid plans. No platform fee is stated; payments run on Stripe. Public Trustpilot rating: 3.8 from 87 reviews.

Pick it over Coachful if you also deliver wellness or nutrition services that need practitioner-style charting, and you want a free plan for your first three clients.

6. CoachAccountable: what do clients get without a native app?

CoachAccountable is a thorough coaching back office with action plans, metrics and worksheets, but it has no native mobile app, so clients use it through a browser. For an app-first article that is a real limitation, and it is why the tool sits mid-table despite its depth.

The metrics feature suits money coaching well: a client can report a weekly number such as "amount moved to savings" or "card balance", and both of you see the trend. Action plans give structure between sessions, and agreements and invoicing are built in. What clients do not get is a phone app with a daily habit tap, a community, or a branded home, and there are no landing pages, website or marketing automation for the attract stage.

Pricing is per active client, which gets expensive for group programs.

Pricing as listed in October 2026: Starter $20/month for 2 active clients, Level 1 $40/month for 5, Level 2 $70/month for 10, Level 3 $120/month for 20, Level 4 $250/month for 50, Level 5 $400/month for 100. The free trial is 30 days with no card. Processor fees apply. Public Trustpilot rating: 4.8 from 47 reviews. See also our CoachAccountable alternatives.

Pick it over Coachful if you coach a small number of 1:1 clients who are happy to work in a browser and you want detailed numeric metrics as the center of every session.

7. Paperbell: simple admin, but where does the client go between sessions?

Paperbell handles the enroll stage cleanly (booking, packages, payments, contracts and a client portal) for one flat price, but it has no native mobile app and no goal or habit tracking. Between sessions, a money client has little to do inside it.

That makes Paperbell a good fit for a coach who sells session packages and does the real work live on calls, with homework handled by email or a spreadsheet. Clients reach the portal through a mobile browser. There are no courses, no community and no daily check-ins, so a program-based offer such as a 90-day debt payoff plan would need other tools stacked around it. A simple website is included.

Pricing as listed in October 2026: a single plan at $97/month ($80.83/month annually) with unlimited clients, sessions, packages and files. Paperbell states no additional transaction fees; Stripe or PayPal processor fees apply. There is a 30-day money-back guarantee. Public Trustpilot rating: 3.5 from 14 reviews. More options in our Paperbell alternatives roundup.

Pick it over Coachful if you only sell 1:1 session packages, need PayPal, and want the simplest possible admin with no program delivery.

8. Skool: can a gamified group replace a coaching app?

Skool combines a community, a classroom and a calendar in one group, with leaderboards that reward activity. It can energize a money challenge, but it has no 1:1 client records, intake forms, habits or check-ins.

A "no-spend November" challenge suits Skool: members post daily, earn points and unlock lessons. Private coaching does not, because nothing tracks one client's goals or answers privately. There is no custom-domain website, no funnels, no email automation and no public API. We did not verify the current mobile app details for this article.

Fees deserve attention in a money niche, where clients and coaches both watch costs. Payments only run through Skool Payments.

Pricing as listed in October 2026: Hobby is $9/month ($7.50/month annually) with 10% + 30¢ on every transaction. Pro is $99/month ($82.50/month annually) with 2.9% + 30¢ on transactions up to $899 and 3.9% + 30¢ above $900. The pricing page offers a free trial without stating its length. Public Trustpilot rating: 1.6 from 54 reviews.

Pick it over Coachful if you run a low-priced, high-volume group where gamified activity matters more than private coaching.

9. Everfit: borrowing a fitness app's habits for money goals

Everfit is a fitness coaching app, but its habit tracking and messaging can be repurposed for money habits. The catch is that most of the app assumes workouts and nutrition, and the client experience will feel like a gym app.

A coach could set daily habits such as "track spending" and message clients in-app, and the per-client pricing is low at small numbers. Beyond that, there is no course builder, website, funnels or email marketing, and automation (Autoflow), payments and meal plans are paid add-ons. A money client opening the app would see a workout-first interface, which undercuts the trust a financial coach is trying to build.

Pricing as listed in October 2026: Starter is free for up to 5 clients. Pro starts at $19/month ($16/month annually) for 5 clients and scales by count, for example $29/month for 10 clients and $49/month for 20. Studio starts at $105/month for 50 clients. The trial is 30 days with no card. Public Trustpilot rating: 2.7 from 16 reviews.

Pick it over Coachful if you coach both fitness and money habits to the same clients and the workout side is the bigger part of your business.

10. ABC Trainerize: priced by seat, built for trainers

ABC Trainerize is a personal-training app with habits, nutrition tracking and messaging. Like Everfit, a money coach can use the habit and messaging features, but the product is built around workouts, and much of what a coaching business needs is sold as add-ons.

Scheduling, product sales, payments, video and advanced nutrition are separate paid add-ons below Studio. There is no course builder, website, funnels or email marketing. An older profile also reports that client data export is incomplete (no messages, photos or attachments), worth knowing if you ever need to move clients' history.

Pricing as listed in October 2026: Basic is free for 1 client, Grow $10/month for 2 clients, and Pro starts at $25/month ($23/month annually) for 5 clients, with tiers up to 200 clients. Studio Plus is $275/month. The trial is 30 days with unlimited clients and no card, then it reverts to the free plan. Public Trustpilot rating: 3.1 from 100 reviews.

Pick it over Coachful if you are mainly a personal trainer who adds some money-habit coaching for existing clients.

Which tools give clients the best experience on their phone?

Only Coachful covers every client-side row below in one app; community platforms cover the group side, back-office tools cover sessions, and fitness apps cover habits.

For a broader look at portals with phone access, see coaching portals with a mobile app, and for check-in tools specifically, our best client check-in app for coaches.

What does a week look like for one client in Coachful's app?

Here is an illustrative example, not a real client. Maya, a client in a 12-week debt payoff program, uses the app for a few minutes a day and once for a longer session.

Monday morning. A check-in asks: "What is one money decision you will face today?" Maya writes that she has a friend's birthday dinner. Her coach sees the answer on Maya's client record before lunch.

Monday evening. She opens the week-four lesson on irregular expenses, downloads the sinking-fund planner, and ticks off her "log every purchase" habit. Her streak reaches nine days.

Wednesday. She posts in her cohort group that she paid off her smallest card. Three people in the cohort reply. Her goal bar for "first card paid off" fills to complete.

Thursday. She sends her coach a direct message: should she pause extra payments to rebuild her starter emergency fund after a car repair? The coach replies with a short note and suggests they decide together on Friday's call.

Friday. She already had an email reminder and an SMS the day before, and a WhatsApp message arrives an hour before the call (the coach has messaging enabled). She joins the call from the app. Michelle had briefed the coach beforehand with Maya's week. After the call, the session notes appear in Maya's sessions tab.

Sunday. The weekly check-in asks her to rate her confidence with money from 1 to 10 and name next week's focus. Her next installment on the program's payment plan goes through her coach's Stripe account.

The point is not that any one of these steps is unique. It is that Maya did all of them in one app, and her coach saw all of them in one place.

All-in-one or assembled: what does each stack cost?

An all-in-one app costs one subscription and gives clients one login; an assembled stack usually costs more each month, adds platform fees, and splits the client's week across two or three apps.

The figures below are illustrative examples for a coach with about 10 active 1:1 clients plus a small cohort, using prices as listed in October 2026. Processing fees from Stripe or another processor apply to every stack and are not included.

Two things the table does not show. First, time: every extra tool is another set of automations to connect and another place to update when you change an offer. Second, client friction: a money client who has to find the right app before logging a purchase is a client who stops logging. If you are weighing what you can charge to cover these costs, our financial coach salary guide shows how money coaches price their work.

How do you move existing clients into a new app?

Move clients at a natural break, such as the start of a new program week or month, and give them one clear invitation with a reason to install the app.

1. Export first. Pull client lists, notes, session history and any metrics from your current tool before you cancel. Some tools export less than you expect; Trainerize's export, for example, is reported to leave out messages, photos and attachments.
2. Rebuild the program before inviting anyone. Clients should open the app to a ready week, with habits and the first check-in waiting. In Coachful, clients, programs and content are imported for you during onboarding, and the white-glove team can build the program itself.
3. Move payments carefully. Active subscriptions and payment plans are the riskiest part. Let current billing finish its cycle where you can, and start new plans in the new system.
4. Send one invitation with a reason. "Your week-five lesson and new savings habit are waiting in the app" works better than "We have moved platforms".
5. Check who has not logged in after a week. In Coachful, clients who have not engaged show as quiet; a short personal message usually fixes it.
6. Remind clients what not to share. Ask them never to send passwords, full account numbers or card details in messages or check-ins. Coaching apps are for numbers and reflections, not credentials.

Which mistakes do money coaches make when choosing a client app?

The most common mistake is choosing for the coach's admin and forgetting what the client does between sessions.

• Picking a booking tool and calling it an app. If clients only open it to book, nothing carries the week.
• Splitting private and group work across apps. A cohort on one platform and private habits on another halves engagement with both.
• Ignoring platform fees. A 2% to 10% cut on payments is real money in a niche built on teaching clients to notice small leaks.
• Assuming "branded app" means your own store listing. Most platforms, Coachful included, put your branding inside their app. Your own listing is usually a custom-priced tier elsewhere. See what to check before buying a branded app.
• Turning the app into a bank feed. You do not need account sync to coach behavior. A daily habit and a weekly number in a check-in are often more useful, and they keep sensitive credentials out of your tools.
• Overbuilding week one. Three habits and one check-in beat twelve tasks no one finishes.

Which app should a financial coach choose?

Choose Coachful if you coach clients through programs and want one app for their habits, check-ins, lessons, messages and group, with your back office in the same login. Choose a community platform such as Mighty Networks or Circle if your business is a paid group first. Choose Paperbell or CoachAccountable if you only run 1:1 sessions and clients are fine with a browser.

For most money coaches who sell programs, the deciding factor is the client's week, and Coachful is the only tool here that carries all of it in one app on iPhone and Android. Start with a free trial, ask the team to build your first program for free, and invite one client before the rest. You can see every plan on the plans page, and compare platforms side by side on our comparison page.

Frequently asked questions

What is the best app for financial coaches?

For coaches who deliver programs, Coachful's client app is our pick because it puts habits, check-ins, lessons, messages and community in one app on iPhone and Android, connected to booking and payments. Community platforms like Mighty Networks and Circle suit group-first offers. Paperbell and CoachAccountable suit session-only practices but have no native app.

Does Coachful give me my own app in the App Store?

No. Your clients install the Coachful app on iPhone or Android and see your branding inside it. You do not need your own developer account or store listing.

Can clients connect their bank accounts to a coaching app?

None of the tools here is a budgeting app with bank sync, and Coachful does not connect to bank accounts. Most money coaches ask clients to report a few numbers in a weekly check-in and keep detailed tracking in whatever budgeting tool the client already uses.

What is the free white-glove service?

On every Coachful plan, you can ask the team to build things for you inside your own account: a program, website, funnel, email sequence, course outline and more. You attach reference links and files, and it is usually ready within about 24 hours. It does not include recording videos, logo design or ad management.

Is a financial coaching app safe for client money information?

Coaching apps are designed for goals, habits, notes and reflections, not account credentials. Ask clients never to share passwords, full account numbers or card details in messages. Coachful is GDPR-ready and lets you export all client data as a ZIP, but it is not built for regulated financial record-keeping.

Can I give financial advice through the app?

Coaching covers budgeting behavior, habits and goals. Recommendations on specific investments, securities or tax positions usually require a license, so refer those clients to a registered professional and check with an accountant or attorney where rules vary.

Which tools on this list have no native mobile app?

CoachAccountable and Paperbell have no native mobile app, according to vendor profiles; clients use them in a browser. We did not verify current app details for Kajabi and Skool, so check their store listings before you promise clients a phone app.

How much does a client app for financial coaching cost?

Prices as listed in October 2026 range from free tiers for a handful of clients (Practice Better, Everfit) to $179/month and up for Kajabi. Community platforms add 0.5% to 2% on payments, and Skool adds per-transaction fees on both plans.

Can I run group money challenges in the same app as 1:1 coaching?

In Coachful, yes: community feed, group chat and video events sit alongside private habits and check-ins, and cohort groups are created automatically when clients enroll in a program. On most other tools here you would need a second platform for one side or the other.

How long does it take to set up a client app?

With Coachful, clients, programs and content are imported for you during onboarding, and the white-glove team usually finishes a build within about 24 hours. Plan a few more days to review the program, test it as a client and invite your first group.